I do not think universal health care is a good idea. I am not big on socialism. Whenever this discussion arises it always goes back to cost. 'Some people cannot afford health care'
So what exactly is being done to lower the costs?
An entire industry has come into being around 'coding' medical proceedures for insurance purposes. My doctors office has a Doctor two nurses and five people in billing.
If I go see my doctor I throw down a co-pay $20 to $45. I sit for about 15min, get my weight checked, my temp and blood pressure, then I sit for about 10 to 15min. The doctor comes in and spends 5min to 15min with me. Then its either out for testing or to the pharmacy etc.
Next that blank form you signed is filled out with whatever 'prodeedure' was done and is sent off to the insurance for billing. Hopefully the insurance pays the contracturally agreed upon amount and the doctor gets the rest of thier money for your visit in one to three months. I have seen estimates that 68% of the costs go into this paperwork.
Having been in manufacturing I know that everytime a worker touches something there is a cost involved. If you have a sucessful business you pass this cost on to your customer.
Waiting one to three months to get paid, having to re-submit something to the insurance company a few times all costs a company.
As a consumer I tend to check prices and buy things on sale. Getting our weekly grocery bill down 10 or 20 bucks is what I call a win. With insurance in the picture a consumer doesnt have any incentive to look for the best doctor at the best price. They mostly go to whomever they 'like' or whomever is on the plan.
Way back when my pop would pay the doctor out of pocket and then submit to insurance for re-imbursement. This cost out of pocket would prompt the question 'what is that test for and why do we need it?'
I am thinking the best way to rein in healthcare costs is to allow the consumer to make the choices with thier own money. lets get that 68% down.